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Generating A Funeral Insurance Claim
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There will come a time in your life when you will pass away or even will have to cope with the trauma of having a loved one pass away. Ideally, when either of those things happens there is a funeral service policy to fall back on and all you or your loved ones need to do is actually make a claim to the insurance company and then go ahead and deal with the funeral service preparations without needing to worry about how to pay for it all. This is a look at what will be needed to make a claim.
The first thing that will need to be done is find out who underwrites the funeral service cover policy. This is so that you can submit your claim to the best insurance provider. It's a good idea to have all your documents in a single file that everybody knows where to find and to have copies of all the documents with a financial consultant or even lawyer or even member of the family. By doing this all that needs to be done is to have someone open the file and have a look at exactly what funeral cover policies are available. For more information on whole of life assurance go to https://www.instantlife.co.za.
After you have figured out who to submit the claim to you have to get a copy of the death certification. You will have to send this to the insurance company along with any other documentation they require. This might include things like the policy number as well as certain other coverage documents that needs to be within the file that you have. If you're not sure what you ought to send to make a claim you should simply contact the insurance company and ask them what they need you to send them.
Once that's done, you should only have to wait a couple of days to receive the payout. The typical waiting period is about two days. This really is out of consideration for the family and a realisation of the want to get on with the actual mourning process that follows the loss of a loved one.
The entire claims process with a funeral service policy is designed to be as simple and pain-free as possible for those who are left behind. Even though insurance providers are often seen as being ruthless as well as unscrupulous with regards to filling the claims that they're supposed to fill, they do actually care about the man on the street and don't want to cause much more grief than they have to. The only real reason that they do the investigations they do would be to protect themselves from dishonest individuals who would like to make a quick buck from fraudulent claims.
You ought to be capable of seeing that making a claim on a funeral policy is really rather simple. All you need to do is actually know who to make the claim from and what documents to send to the relevant insurance provider. It shouldn't take very long to complete all of that and it will certainly be well worth the effort because it will remove the strain of having to finance the funeral.
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